The Visa Card is one of the most recognized methods for digital payments around the world. The company behind the famed Visa Electron and Visa Debit is the Visa Inc., based in Foster City, California. The Visa cards work within the VisaNet, which is an intricate network of communication and payments between various financial institutions, governments, consumers, merchants, and businesses. Visa employs the usage of digital currency and the company is one of the most influential ones on the credit and debit card market.
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Top Visa Casinos
The Visa Cards are commonly used in countries of the Caribbean, North, South and Central America, Eastern Europe, Asia Pacific, Middle East, Central Europe, and Africa. In fact, Visa has operations all around the world and across all continents, except for Antarctica. One of the most important things casino players should know before choosing a deposit method at their favorite casino is that Visa cards are not issued by the company itself but rather by banks and other financial institutions.
There are three main types of payment cards, offered by the company, the first two being, of course, Visa Credit and Visa Debit. While the first one provides customers with a line of credit and is, logically, not the best option for casino players, the second one is a regular debit card linked with a bank account.
Visa Electron is an alternative option, a debit card that is accepted worldwide, with a few notable exceptions, namely the United States, Canada, Ireland, and Australia. It works the same way as the Visa Debit card. However, Visa Electron has a policy saying that all the funds should be available during the transfer. It does not allow users to overdraw on their accounts. With Visa Debit, on the other hand, customers can exceed their available funds to some limit.
One of the greatest advantages of Visa is that it is an internationally recognized name. So whether your Visa card is issued by a bank or by a merchant, it would be used almost everywhere in the world. When you are abroad, you can avoid keeping too much cash with you since a single Visa Card can do the trick in any country around the globe.
Using Visa at Online Casinos
You do not need to create an account with Visa in order to use it for shopping, paying utilities or gambling online. As mentioned above, the company does not issue the cards. You can apply for one of the many Visa credit, debit or even prepaid cards at your bank or at some other financial institution. There are also Visa gift cards available at brick-and-mortar and online stores.
Once you receive your Visa card and register an account at an online casino of your choosing, you need to make sure the site accepts your card. Most casinos have a list of all available payment methods on their websites – if you see Visa/Visa Electron as an option, you will be eligible for funding your casino account and start playing within a few minutes. Here are the details you need to know when using your Visa for gambling purposes.
Funding Casino Accounts with Visa Cards
Depositing funds to your casino account via Visa is not complicated at all. You just need to sign into the casino site and open the Cashier or Banking page. Then, you need to choose Visa from the list of available payment methods. It may be listed as Visa/Visa Electron/Visa Debit or simply as Credit/ Debit Card.
You will need to specify the number of funds you wish to deposit. Note that each casino has its own minimum and maximum limits and you will need to take them into an account. Typically, you will not be able to deposit less than $10 and more than a few thousand dollars per transfer. Depending on the type of your Visa card and your VIP status at the casino, the maximum deposit amount would vary from $500 to $2,000 per transaction.
Once you choose how much you wish to deposit and write down the 16-digit number of your card, you will be redirected to a page where you will be required to enter more specific card details. These include the expiration date and the 3-digit security code of the card. This code, known as CVV2 or Card Verification Value 2, is located on the back of the card, to the right of the signature strip.
If the information is correct, the transaction would be confirmed within a minute or two. Most casinos would display your deposit also within minutes, so you will be able to play for real money immediately. In addition, funding gaming accounts via a Visa card is usually free of charge. Some banks, however, may impose certain fees. Last, but not least, most casinos store the card information so every future deposit or withdrawal can be made much faster.
Withdrawing Funds to Visa Cards
What makes Visa such a preferred and widespread payment method in the world of online gambling is that it is also a convenient withdrawal option. You can easily transfer your winnings to your Visa card. The process usually takes one to four business days to complete, and the fee, if any, is up to 2.5 percent of the transaction amount.
But let us explain how to cash out via Visa first. In order to do that, you need to open the Cashier page of the casino and request a withdrawal. Usually, the casino would automatically transfer the funds to a payment method already used by the customer. So to make fast and easy Visa withdrawals, casino players may consider using their cards for both transactions.
Similarly to the deposit process, you will need to provide all Visa card details – card number, expiration date, and security code. Once you confirm the transfer, the casino would display your withdrawal in a pending status. Usually, it is pending for 24 to 48 hours and the purpose for this seemingly inconvenient delay is that, often, casino players want to reverse the transaction.
In addition, online casinos need to verify the identity of their customers before they can process withdrawals. Players are usually asked to provide copies of their government-issued IDs, as well as some proof of address such as copies of utility bills. The verification process may take up to two or even three weeks but the good news is that you only need to verify your identity only the first time you are cashing out.
Once the pending and verification period is complete, the transaction might take up to three business days (four sometimes), depending on your bank. The winnings are transferred directly to your bank account or credit card. There will be limits on the number of funds you can withdraw to your Visa card but once again, they will depend on the casino. While some gambling sites allow cashouts of as little as $10, others do not process withdrawals of less than $30. The maximum limit also varies, starting from $500 and reaching $10,000 per transfer.
Visa guarantees the highest level of protection against fraud and unauthorized access to your funds. There are several levels of protection, starting with the CVV2 number, which is required in all online credit and debit card transactions. This code has become a standard security feature for the so-called “card not present” transactions with cards where the traditional PIN cannot be used.
In order to complete online transfers via Visa, you are required to enter the last three digits from the signature area on the back panel of the card. This way, merchants know that you are physically holding the card and the risk of fraud is reduced. The card issuer, on the other hand, requires the merchant not to store the CVV2 code – online retailers and casinos can store your name and the number of the card, but not the security code. If their database is compromised, the risk of fraud is much lower.
Of course, all casinos offering Visa as a payment method use standard SSL encryption (Secure Sockets Layer) and its newer and improved version, TLS or Transport Layer Security. These cryptographic protocols provide secure communication between servers and guarantee that any data entered on a website would be accessed by unauthorized individuals.
Verified by Visa is yet another layer of security offered by these types of cards. Customers are usually sent a dynamic, one-time password via a text message. With the Verified by Visa system, they can be required to provide this password or their PIN while making an online transaction.
Visa is also employing a sophisticated chip technology, point-to-point encryption, transaction alerts, device IDs, and even tokenization, which allows sensitive card data to be replaced by tokens. These are digital account numbers that do not carry any personal or financial data.
Advantages of Visa Cards
Visa is preferred by a large number of casino players who want to make instant deposits and relatively fast withdrawals. Compared to traditional payment methods such as wire transfers or courier checks, where your winnings may reach you within two or three weeks, Visa cards provide much faster service. It is also safer and more reliable than most online payment options.
Another obvious advantage of using Visa cards at casinos on the web is the fact that they are accepted by hundreds or even thousands of gaming sites. Players who register their Visa card on their preferred casino can also make cash withdrawals at tens of thousands of ATMs around the world. Once moved to your Visa card, your casino winnings can also be used to shop online or make various other payments. Players would also be glad to know that most casinos do not charge Visa deposits. On the contrary, there are sometimes small bonuses awarded if patrons decide to top up their account via their Visa card.
While Visa Credit cards are still available and quite popular, it is Visa Debit and Visa Electron cards, which are most often preferred by casino patrons. The reason for this is very simple – by using debit and prepaid cards, players can stick to a pre-set budget. Money management is essential in gambling and playing on credit, which is what happens when using credit cards, is not a very smart solution. Besides, when depositing and cashing out via Visa cards, casino players can keep track of their spending very easily.
Disadvantages of Visa Cards
Every payment method comes with its pros and cons and Visa cards are no exception. Depositing via these cards is quite easy as the process is familiar to customers but sometimes, you need to wait for several hours until your deposit shows up on your gaming account. Moreover, withdrawals made through this method may take up to three or four business days, depending on the particular casino and card issuer.
It should also be noted that many casinos charge withdrawals to Visa credit and debit cards a small fee. Usually, it is 2.5% or up to 3.25% of the transaction amount. Your bank may also impose a fee, so it is important to check all possible fees and limits, including exchange rate fees before requesting a withdrawal to a Visa card.
There is one significant inconvenience associated with Visa cards – they are not available to casino players in certain countries such as the United States. US-based patrons often have to resort to digital wallets and cryptocurrencies when depositing into gambling websites. In addition, Visa credit and debit cards cannot be used for gambling and betting purposes in multiple jurisdictions. Reviewing your bank’s policy regarding the processing of gambling-related payments is, therefore, recommended.
Visa Cards on Mobile
Those who decide to use Visa for payments on their favorite online casino can also make deposits or authorize deposits directly from their mobile device. As an increasing number of online casinos are becoming mobile friendly, payment service providers are also eying the mobile dimension. Visa, which is one of the global leaders in the credit and debit card market, is currently offering mobile users several options.
One of them includes Google Pay, the search engine’s e-wallet service. Casino players who want to make use of this modern payment option need to download and install the Google Pay app on their smartphone. It is available for both Android and iOS devices. Once they get the app on their phone, casino patrons need to add their Visa card and proceed to use for deposits and withdrawals.
In addition, they can also take advantage of Visa Checkout, which is a convenient, safe and easy-to-use e-wallet. In order to get it, customers need to create their Visa Checkout account, enter their card details and address, and enjoy a fast checkout at various online stores and casinos. This payment option is available anywhere you see the Visa Checkout button. It is also beautifully tailored for mobile use – you are able to authorize an online payment from your phone with just a few taps on the screen.
Of course, Visa cards are also offered by the mobile platforms of many casinos. Once you open the mobile casino and sign in, you can go to the Cashier/Banking page and opt for Visa from the list of available options. The process does not differ at all from what you have already experienced when depositing or withdrawing to your Visa card from the desktop version of the casino.
Best Visa Cards Online Casino
888Casino is known as one of the most entertaining and reliable online casinos, which welcome players from various countries around the world. It is a safe, trusted and fair casino operator with several different platforms for patrons from the United Kingdom and the United States, for example.
It also has an easy-to-use interface and a simplified banking system, which make depositing funds very easy. The online casino accepts a wide range of payment methods, including Visa debit and credit cards. You just need to fill in the required information and press Enter. The entire process is the same as usual, so you should not meet any difficulties. Your request will be processed and if your deposit is accepted, the entered amount will be immediately added to your casino account.
And the best of all is that you will be eligible for receiving an appealing promotion package once you fund your account and start playing. 888Casino obviously has all the casino games that you might want to play – slots, keno, blackjack, roulette and even some fantastic live dealer games.
What Casino Games You Can Play with Visa Card
- Slots: 3 reel slots, 5 line slots, video slot machines, bonus slots, jackpot slots
- Video Poker: Jacks or Better, Tens or Better, Deuces Wild, Aces and Faces
- Roulette: French Roulette, American Roulette, European Roulette, Live Roulette
- Blackjack: European Blackjack, Switch Blackjack, Spanish Blackjack, Live Blackjack
- More table games: Craps, Baccarat, Casino Hold’em, Caribbean Poker