POLi (an abbreviated version of Pay Online) is an interesting system offered by Centricom Pty Ltd where users can make online payments. The online payment system is used in the United Kingdom, in New Zealand and in Australia.
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The POLi system uses a direct connection between the bank accounts of the users and their online activities. Basically, once you sign up for the POLi money transfer system and get your account with the system it will be linked to your offline bank account. Any time you choose to purchase something on the World Wide Web and decide to make your payment for the same using your POLi system the money will be immediately picked up from your bank account and wired online and will be on its way to being deposited with the merchant.
The immediacy factor of this payment system is what has made it so popular with users. There is an almost instantaneous chain of movement and merchants are assured that they will get their payments properly. Even if it takes a few days for the money to reach the merchants the process begins almost immediately which helps the merchant to establish a relationship of trust with the client and authorize the release of the sold product/ service.
Consumers pay directly from their online banking accounts without having to share any personal or financial information while merchants don’t have to worry about faulty payments or a high fee.